Terms and Conditions for InstantPay

Effective Date: 22/6/2025

Welcome to InstantPay! By accessing or using our app, website, and services, you agree to be bound by the following Terms and Conditions. If you do not agree, do not use our services.

1. Eligibility

You must be at least 18 years old or have legal parental or guardian consent to use our services. You also agree to provide accurate, current, and complete information during registration.

2. Account Responsibility

You are responsible for keeping your login credentials secure. Any actions under your account are your responsibility. Notify us immediately of unauthorized use.

3. Prohibited Activities

You agree not to:

• Trade or redeem fraudulent, stolen, or unauthorized gift cards.
• Misuse the platform in any illegal or unethical way.
• Interfere with other users or our systems.

4. Verification & Compliance

We may require ID verification to comply with anti-fraud, anti-money laundering (AML), or Know Your Customer (KYC) regulations.

5. Trading Process

• All trades are final once confirmed.
• We do not guarantee any specific exchange rates.
• Rates are subject to change without notice.

6. Payouts

Payouts are made through approved payment methods only. Processing times may vary depending on the payment channel and verification.

7. Intellectual Property

All content on the app (logos, design, texts) is the property of InstantPay and protected by copyright laws. You may not copy, distribute, or modify any part without permission.

8. Limitation of Liability

InstantPay is not responsible for:

• Losses due to incorrect information provided by users.
• Downtime, delays, or performance issues.
• Any indirect, incidental, or consequential damages.

9. Termination

We reserve the right to suspend or terminate any account for violating our terms or suspected fraudulent behavior.

10. Changes to Terms

We may update these Terms at any time. Continued use of the app after changes means you accept the new terms.

11. Privacy Policy

Your use of the app is also governed by our Privacy Policy, which outlines how we collect and use your data.

12. Contact Us

For support or questions:

• Email: instantpay146@gmail.com
• Phone/WhatsApp: [Your Support Number]